The Cost of Owning a Motorcycle in Japan

While a motorcycle can be the best way to get off the beaten track and see some of Japan’s less well-trodden paths, ownership can be costly. Below are some of the things to consider beyond the obvious (e.g., insurance) before deciding on a purchase.

Parking

Especially if you’re living in Tokyo, parking may well be the biggest expense of ownership apart from buying the motorcycle itself. While scooters can often be squeezed up next to a wall or casually slid between bicycle racks, the size of larger bikes means that a dedicated parking space is required (and often mandated by the owners of mansion apartment buildings). Unfortunately, many apartments do not have parking for large sports bikes or Harleys, so owners are often faced with searching for a rental parking spot a short distance from where they live. Prices differ, but for central areas like Minato or Shibuya Ward, a parking space can cost as much as ¥15,000 per month—and even then, you’re not guaranteed that your precious machine will be protected from the elements.

Liability Insurance (Mandatory)

Liability insurance (自賠責保険, jibaiseki-hoken) is mandatory. It is essentially insurance to cover payouts in the event of injury or death to a third party. The cost will be included in the purchase price if you are buying a new motorcycle or will be a component of the mandatory inspection (shaken) explained below.

Currently, the statutory punishment for driving without liability insurance is up to one year in prison or up to ¥500,000 in fines, as well as the suspension of your driving license. For reference, 24-month coverage for a motorcycle over 250cc is approximately ¥9,000.

Voluntary Insurance (Nin’i Hoken)

Liability insurance is separate from voluntary insurance (任意保険, nin’i-hoken), which is technically optional but highly advisable in Japan. Jibaiseki coverage is extremely limited and does not cover damage to other people’s property (like a car you hit) or your own injuries. Most international residents opt for “Unlimited Liability” coverage.

The typical annual premiums for Nin’i Hoken are as follows:

• Riders over 26 (Basic Unlimited): Approximately ¥42,000 per year.
• Riders under 26 (Basic Unlimited): Approximately ¥55,000 per year.
• Comprehensive Coverage (Theft & Vehicle Damage): Can range from ¥75,000 to ¥150,000 depending on the bike’s value.

Inspection (Shaken)

The mandatory inspection is called “shaken” (車検). For motorcycles over 250cc, it is a biennial (once every two years) service inspection. Included in the cost are the mandatory liability insurance, a weight tax (重量税, jūryōzei), and the inspection fee itself. For 2026, a total of ¥40,000 to ¥60,000 is fairly typical before repairs. New motorcycles are exempt for the first three years.

You must have these four documents for an inspection:

1. Vehicle Inspection Certificate (自動車検査証)
2. Liability Insurance Certificate (自動車損害賠償責任保険証明書)
3. Tax Payment Certificate (軽自動車納税証明書)
4. Signature or Inkan (Personal seal)

Light Vehicle Tax

Light Vehicle Tax (軽自動車税, keijidōshazei) is payable by the registered owner as of April 1 each year. An invoice will be sent by mail with payment due by the end of May. As of 2026, the tax remains ¥6,000 for large displacement bikes (400cc and above).